As a free benefit of your USAA membership, you can earn credit and debit card rewards on qualifying purchases.
- A real credit card — not a prepaid or debit card, that helps you build or improve your credit score.
- When you apply — you’ll also open a USAA Bank 2-year Certificate of Deposit (CD) (Opens pop-up layer), an interest-earning deposit account with a $250-minimum initial deposit.
- CD is a security deposit — the money you put in upfront, from $250 to $5,000, is the card’s credit limit.
- Earn interest on CD — deposit is guaranteed to grow. Plus the money is yours to keep as long as you don’t default on your payments.
- As you use your card you could improve your credit when you avoid going over your limit and make payments on time.
- Your CD will earn interest at a variable rate (currently 0.54% Annual Percentage Yield (Opens pop-up layer)) which will change periodically throughout your two-year term.
- Variable rate CD allows you to make additional deposits to your CD at any time — when you make additional deposits you can request a credit limit increase on your secured credit card.
Need more information about this credit card? Learn more on The United Services Automobile Association (USAA) Official Website.
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at The United Services Automobile Association (USAA)′s
secure website
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Call The United Services Automobile Association (USAA) at
1-800-531-8722
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